Rewards Cards for Business Travel
Business travel can be a costly endeavor, especially when it comes to booking flights, accommodations, and renting cars. However, with the right rewards card, businesses can offset some of these expenses and earn valuable rewards at the same time. A rewards card designed specifically for business travel can provide benefits such as bonus points or miles on everyday purchases, travel insurance, and trip cancellation protection.
Top Rewards Cards for Business Travel
When it comes to choosing a rewards card for business travel, there are several options available, each with its own set of benefits and requirements. Here are some top cards to consider:
- Chase Sapphire Preferred: This card offers 2X points on travel and dining purchases, plus a 25% points bonus when redeemed for travel through the Chase Ultimate Rewards portal.
- Capital One Venture: This card provides 2X miles on all purchases, with no foreign transaction fees or blackout dates. Miles can be redeemed for travel purchases at any time, with no restrictions.
- Citi Premier Card: This card offers 3X points on travel (including gas stations), including restaurants, supermarkets, and other essentials. Points are also redeemable through the Citi ThankYou Rewards program.
- American Express Business Gold Card: This card provides 4X points at U.S. restaurants, plus 2X points on travel purchased through Amex Travel. Points can be redeemed for statement credits or transferred to airline partners.
Benefits and Features
Each of these cards offers unique benefits and features that cater to different business travel needs. When choosing a rewards card, consider the following factors:
- Travel insurance: Some cards offer built-in travel insurance, including trip cancellation and interruption protection.
- Trip cancellation: This benefit can provide reimbursement for trips canceled due to unforeseen circumstances.
- Purchase protection: Some cards offer purchase protection, which covers items purchased with the card against theft or loss.
- Rewards redemption: Consider how easily you can redeem points or miles earned through your rewards card.
Conclusion
A rewards card specifically designed for business travel can help offset expenses and provide valuable benefits. When choosing a card, consider factors such as travel insurance, trip cancellation protection, purchase protection, and rewards redemption. By selecting the right card for your business needs, you can maximize the value of your rewards and enjoy a more streamlined travel experience.