Skip to main content

Best Card for Frequent Flyers

For individuals who spend a significant amount of time in the air, having a suitable credit card can make all the difference. A well-chosen travel rewards card can provide benefits such as free flights, lounge access, and statement credits towards travel expenses.

Top Travel Rewards Cards

1. Chase Sapphire Preferred Card​

  • Annual fee: $95
  • Earn 2X points on travel and dining purchases and 1X point on all other purchases
  • 60,000-point bonus after spending $4,000 in the first three months
  • Transfer points to popular airline partners at a 1:1 ratio
  • Complimentary travel insurance and assistance

The Chase Sapphire Preferred Card offers a lucrative sign-up bonus and solid rewards structure. Its annual fee is relatively low compared to other cards on this list.

2. American Express Platinum Card​

  • Annual fee: $550
  • Earn 5X points on flights booked directly with airlines or through Amex Travel
  • Complimentary airport lounge access for cardholders and up to two guests
  • Statement credits towards airline fees, Uber rides, and more
  • Priority pass security lines and luggage handling services

The American Express Platinum Card is ideal for those who frequently use airport lounges and want exclusive perks. However, its annual fee can be steep.

3. Citi Premier Card​

  • Annual fee: $95
  • Earn 3X points on travel (including gas stations), hotels, and cruise lines
  • Transfer points to popular airline partners at a 1:1 ratio
  • Complimentary travel insurance and assistance
  • Travel credits for participating airlines and restaurants

The Citi Premier Card has an attractive sign-up bonus and solid rewards structure. Its annual fee is similar to the Chase Sapphire Preferred Card.

4. Capital One Venture Card​

  • Annual fee: $0 first year, then $95
  • Earn 2X miles on all purchases with no rotating categories
  • No blackout dates or restrictions on award redemptions
  • Pay for travel expenses with miles and receive a 1:1 transfer ratio to airline partners

The Capital One Venture Card offers flexibility in earning and redeeming miles. Its annual fee is waived for the first year.

Tips for Choosing the Best Travel Rewards Card​

  • Consider your airline loyalty program affiliations and route frequencies.
  • Evaluate the card's rewards structure, sign-up bonus, and annual fee.
  • Assess your travel habits and determine which benefits are most valuable to you.
  • Take advantage of travel credits or statement credits towards travel expenses.

Ultimately, the best travel rewards card for frequent flyers is one that aligns with their unique needs and preferences. Research and compare various options before making a decision.