Skip to main content

Best Personal Finance Tools

Staying on top of your finances can be a daunting task, especially with so many financial obligations and responsibilities to juggle. From saving for retirement to paying off debt, managing your money effectively requires careful planning, organization, and tracking. Fortunately, there are numerous personal finance tools available that can make it easier to achieve your financial goals.

Budgeting Essentials

Mint​

Mint is a free personal finance app that offers a comprehensive suite of budgeting tools. With Mint, you can track your spending, create a budget, and set financial goals with ease. The app connects to your bank accounts and credit cards, providing a detailed picture of your financial situation.

Personal Capital​

Personal Capital is another popular personal finance tool that helps you manage your money effectively. This free app allows you to link all your financial accounts, including investments and debts, and provides a comprehensive view of your financial situation.

YNAB (You Need A Budget)​

YNAB is a budgeting app that helps you manage your finances by assigning jobs to every dollar you earn. With YNAB, you can set financial goals, track your spending, and create a budget that works for you.

Digit​

Digit is a free savings app that rounds up your purchases to the nearest dollar and transfers the change into a savings account. This app helps you save money without even thinking about it.

Investment Insights

Robinhood​

Robinhood is a commission-free investing app that allows you to buy and sell stocks, ETFs, options, and cryptocurrencies with ease. With Robinhood, you can invest in the stock market without paying any fees.

Acorns​

Acorns is another popular investment app that helps you start investing with as little as $5 per month. This app offers a range of investment portfolios that are designed to help you grow your wealth over time.

Vanguard​

Vanguard is a well-established investment company that offers a range of low-cost index funds and ETFs. With Vanguard, you can invest in the stock market at a fraction of the cost of traditional investment options.

Debt Management

Credit Karma​

Credit Karma is a free credit monitoring app that helps you track your credit score and report. This app also provides access to free credit scores from all three major credit bureaus.

Lending Club​

Lending Club is a peer-to-peer lending platform that allows you to lend money to others and earn interest on your investment. With Lending Club, you can diversify your income streams and earn a higher return on your investment.

Payoff​

Payoff is a debt repayment app that helps you pay off high-interest loans and credit cards faster. This app provides personalized advice and guidance to help you eliminate debt and achieve financial freedom.